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Things for instance sudden medical emergencies and payment for tuition fees and house bills (water and electricity) fall under this category.2. Important, but Not Urgent - Events that fall under the next category are the ones in places you need cash, but usually the debts are those which are regular (monthly, bi-monthly, annually, etc.) so you know when payment is due, and the amount is fixed, so you know how much to set aside each payday.

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